The Rules of Chess. Chess is played on a square board of eight rows (called ranks and denoted with numbers 1 to 8) and eight columns (called files and denoted with letters a to h) of squares.
FREQUENTLY ASKED QUESTIONS
HOW DOES A PAWN WORK?
- Download Farkle app for Android. Farkle is a fun dice game that is easy to learn and very addictive!
- Chess is a board game for two people. One player plays with the white pieces, the other player with the black ones. The goal of the chess game is to checkmate the opponent following the chess rules.
A pawn is another term for a collateral loan. Pawnbrokers lend money on items of value ranging from gold and diamond jewelry, musical instruments, televisions, electronics, tools, household items, firearms, and more. Some pawn shops may specialize in certain items. Loans are based on the value of the collateral. When a customer pays back the loan, their merchandise is returned to them. A customer may also choose to surrender your collateral as payment in full. Pawn shops may offer extensions/renewals (where permitted by state law).
WHY WOULD SOMEONE GO TO A PAWNBROKER TO GET A LOAN?
Pawnbrokers offer the consumer a quick, convenient and confidential way to borrow money. A short-term cash need can be met with no credit check or legal consequences if the loan is not repaid. Pawnbroking imposes a discipline on the borrower that other lenders do not. Pawn loans do not cause people to overextend credit or go into bankruptcy.
HOW MUCH SHOULD I EXPECT FOR A LOAN ON MY ITEM?
Loan amounts vary according to the value of the item. There is no minimum dollar amount allowed on a pawn transaction but the maximum amount may be set by state pawn laws. Your loan amount will be determined according to other factors as well such as demand and condition of the item. Not all pawn stores are the same and price will vary.
Rules Lawn Bowling
HOW DO YOU DETERMINE THE VALUE OF THE ITEM?
Pawn shops base the value of the item on current appraised value, its current condition and the ability to sell the item. Pawnbrokers use research tools that they have at their disposal to determine an item’s value and get you the most money for the item. The appraisal process varies depending on the type of item—for example, jewelry is evaluated differently than a DVD player. All items that pawn shops buy or pawn are tested to ensure that it works properly.
HOW CAN I BE SURE THE MERCHANDISE I PURCHASE AT A PAWN STORE ISN’T STOLEN?
Less than one tenth of one percent of all pawned merchandise is identified as stolen goods. That’s because customers must provide positive identification and a complete description of the merchandise. This information is then regularly transmitted to law enforcement, which dramatically decreases the likelihood that a thief would bring stolen merchandise to a pawn store.
ARE PAWN SHOPS REGULATED?
Yes, Pawnbrokers are governed by all of the major federal laws that apply to entities designed as financial institutions. The federal laws that regulate the pawn industry are Patriot Act, Truth in Lending Act, Equal Credit Opportunity Act, as well as Data Privacy and Safeguard of consumer information as part of the Federal Trade Commission (FTC) Rules. Pawn shops that deal in firearms are regulated by the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF). Pawn shops may also be Federal Firearms License holders. States have regulated the pawn industry for decades, and most pawnbrokers are licensed and regulated by local authorities as well.
DO PAWN CUSTOMERS ENJOY THE SAME PROTECTIONS UNDER FEDERAL LAW THAT CUSTOMERS OF OTHER FINANCIAL INSTITUTIONS ENJOY?
No. Pawn transactions are the only type of consumer credit that requires reporting to local law enforcement agencies. In many states this reporting is required daily, and must include extremely sensitive personal information about the consumer (i.e. ethnicity, gender, address). Much of this information qualifies as “non-public personal information” under federal privacy law and is entitled to protection as such.
DO MOST PAWN CUSTOMERS LOSE THEIR MERCHANDISE?
On average, about 80 percent of all pawn loans are repaid. Repeat customers make up a majority of the business, similar to any other lending or retail establishment. Pawnbrokers establish relationships with their customers because they often borrow against the same items repeatedly. Pawnbrokers offer non-recourse loans, looking only to the item being pledged to recover their investment if the borrower chooses not to repay the loan.
ARE PAWN RATES EXCESSIVE?
No. To provide their service, all lenders must charge rates commensurate with the size and duration of the loan, collateral, risk and recourse. Pawn transactions are small-dollar, short term loans with no hidden charges.
Although the pawn has passed the capture square of the opposing side, that player can move his or her chess piece diagonally, as it does in capture, to the square that the other player had skipped. The pawn that made the double move has been considered captured in passing, and is removed from the chessboard.
Official Rules. Special Moves- Castling, Pawn Promotion, and En Passant VII.. Many movies, T.V shows, and even art exhibits with chess sets get this wrong.
The last rule about pawns is called “en passant,†which is French for “in passingâ€. If a pawn moves out two squares on its first move, and by doing so lands to the .
Too detailed a rule might deprive the arbiter of his freedom of judgement and thus. The pawn may move forward to the square immediately in front of it on the .
The pawn seems, to the beginner, to be rather insignificant. After all, it is worth only 1 point, the least of any of the other chessmen. However, pawns can be very .
Rules Pawn
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